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    Coverage Guidelines

    Financial Institutions Insurance

    Coverage Guidelines

    AmTrust’s Financial Institutions division understands the unique risks each financial institution faces in the current banking, regulatory and insurance environments. Our underwriters have extensive industry knowledge and will help structure an insurance program that will help your clients effectively manage their risks. AmTrust’s FI Advantage products offer comprehensive insurance coverage that can be tailored to the specific needs of each risk.

    Availability
    Available in all states except AK, HI, NY, and VT
     
    Financial Institutions Overview
    Limits
    CoverageLimit
    Directors & Officers$10,000,000
    Lender Liability
    Trust Services Liability
    $10,000,000
    $10,000,000
    Fiduciary Liability$5,000,000
    EPLI
    Wage & Hour (FLSA)
    $10,000,000
    $500,000
    Network Security & Privacy Liability$5,000,000
    Business Interruption
    Crisis Mitigation Expense
    Financial Institution Bond
    EFT Guard (per acct. holder)
    Civil Money Penalties (per D&O)
    Excess Deposit Bond
    $5,000,000
    $1,000,000
    $10,000,000
    $1,000,000
    $250,000
    $10,000,000
     
    Size of Institution
    • Banks – Institutions <$5B in assets with <250 employees
    • Other FI – Revenues > $50,000 (with exception for start-up operations)

    Time Zones

    13

    Countries

    34

    Brands

    12

    Agents

    9500

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